Apr 262013
 

i am sorry

First I want to apologize for not visiting your blogs this past month. I have been quiet on Facebook and Twitter too.

Today I will tell you why.

On March 29, Good Friday, I had a sheriff come to my door and handed me a paper that told us we had to get out of our home “with all convenient speed”. The deputy told me that meant within 30 days from when the paper was signed, which was actually a typed name of a judge, not signed, the previous Friday, March 22. So we lost a whole week because when it was delivered.

Add to that, we were working with a Federal Program on a loan modification that was supposed to be ready around April 15. My husband tried to work directly with our lender which was not the original or even the 2nd or the 3rd lender, but all he was told every week was that our modification was in process along with a different excuse as to why it was taking so long. In fact if we call there today they still tell us the modification is in process.

This is what we were hoping for.

This is what we were hoping for.

There have been a lot of things that have come to light in the past month, like the courts failure to record documents that would have stopped any foreclosure that was in process, along with several notices and documents we never received. The court nor the lenders attorney use certified mail so they have no proof they sent anything and neither do we.

Is has been a huge mess that my husband has been working on for what seems like forever. The representatives of the Federal Program were going to appeal for us or try to intercede in some way but the papers have been stuck in their legal department for the past 2 weeks. It amazes me that no one can put their hands on actual copies of anything with signatures that even say the company foreclosing actually holds the note on our house. This is happening to homeowner’s all over this country. The “too big to fail” banks are getting their cake and eating it too. There needs to be a complete overhaul of the mortgage/foreclosure system so that the same rules apply to everyone. If the bank/lender writes mortgages nationwide and sells and resells and bundles and sells again homeowners need to be protected so that one day you don’t find out your mortgage payment has doubled or tripled without any notification or reason.

Foreclosure-WordleBut that is the war. Right now we have just lost this battle. Our house that my husband, kids, friends and family built for us 10 years ago. Handicap accessible, all on one floor just to make things easier for me is a huge lost but I am still here to fight another day.

Places to rent that are accessible for me and large enough are hard to come by. Our oldest son has moved home as he deals with a divorce and messy custody battle. He has almost 50% custody of his 1 year old daughter, plus our youngest children, adults taking time off from college and underemployed still live with us and are a huge help around the house. Plus we have the 2 dogs, our cats and our oldest son’s cats that were family cats before he moved out. Sherlock is a new one and he replaced Wiley who now spends hours each day back on my desk again  now that he has come home.

Sherlock

Sherlock

 

Wiley

Wiley

Time was running out, we were granted a one-week extension by the sheriff when we begged, and we finally have found a place that will shorten my husband’s commute but add to the kids. The dogs get to go with us but not the cats and my heart is breaking. A couple will go to a family farm and hopefully the rest will be temporarily adopted by family. Our son plans to move out on his own again soon and hopes to take his cats with him, at least the 2 that were with us the longest. I definitely want to reunite with Sherlock as soon as possible. This house is just wood and brick, these felines have my heart. Sherlock has fought back so hard from his illness last summer and he still is not the guy that used to sit here with me every day. He rarely leaves my bedroom/bathroom area. When I am sitting on the bed reading his place is right on my lap. I feel like I am leaving one of my kids behind and have not been handling it well or really any of this well which has been why I been absent around the blogs.

This is a big change for all of us and very stressful. Hubby and I both feel as if we have failed. We should have probably never been approved for the original loan, but the joy we have felt here in this house cannot be taken away. Now we will start gathering new memories in new places. We are not the only ones going through something like this, some of you may have gone through this as well, and my prayers go out to you. We are lucky the kids are grown, we will still be close enough for visits to happen often and we will survive this. For a while I didn’t think we would.

We are taught to believe God doesn’t give us more than we can handle and I thought he had. But as we pack our things in a trailer and start life over again He will be by my side. He saved me after that crash in 2001 when I had no right living. My life is His hands and I will go where he leads although I am not always happy about it. I just must have faith. I lost it for awhile.
moving
Thank you all for your prayers. I believe I regained strength because of them. We are moving today as you read this. I hope you will keep us in your prayers as the next few days are going to be rough.

I may disappear for a couple of days as we move and transfer internet providers.  I have pre-scheduled a couple of blog posts. I will be back as soon as possible.

~Lori

  32 Responses to “Stressful Changes”

  1. My thoughts and prayers are with you and your family. It sounds like you have put your faith where it belongs, in HIS hands. Remember Hebrews 11:1, and keep the faith.

  2. Lori

    Sorry to hear you are having such a difficult time. 🙁

    A house move is stressful at the best of times and when we choose to move, let alone when it is forced upon you.

    I do hope the transaction is smooth and not too stressful for you all.

    take care

    carol
    DizzyC xxxxxxx

  3. My heart hurts so with all that you have been thru. Wish I was there to help you in any way that I could. Keep the faith, as God would not lead you to anything that you can not handle with his help. He is putting you there for a reason!

  4. My thoughts are with you at this stressful time. Dee

  5. Thoughts and prayers are with you and your family….. My heart also hurts with yours and special prayers for peace and an uneventful move…..

  6. I’m so sorry to hear this, Lori. We’ve had a stressful time with our 2 kids’ job losses & almost their homes, but things are finally looking up. Sending prayers your way for this rough patch & better days ahead!! Keep the faith!!

  7. God bless you. I am so sorry that you have to go through this. How fortunate you have raised a loving family to help you cope with the problems. And God is always there overlooking everything if you let Him. Best wishes to you and your family.

  8. Lori, I am so sorry for all you’re going through. Wishing you peace and joy (and a quick reunion with your furry loved ones) as you look ahead.

  9. My thoughts and prayers are with you! I’m so glad you are sharing this with us so we can keep you in our prayers! Hang in there!

  10. Will keep you all in my prayers.

  11. My thoughts are with you, Lori…I know that many people, some of whom are close to me, are going through these terrible times, too. You are strong and will become stronger as you deal with these challenges! I know you are grateful for your family and friends.

  12. My thoughts are with you Lori. Im so sorry for all you are going thru..
    Please stay strong! =)

    Im sending thoughts and prayers!

  13. I wish I was closer and could help with the cats. Hope you can be with them again, soon.

  14. Lori, good luck to you and your family, and God bless.

  15. Something needs to be done about these awful bank foreclosures!! My heart goes out to you.

  16. You know my heart breaks for all of you but I also know how strong all of you are. You are my miracle woman! I love the saying “If God leads you to it, he will lead you through it!” There is something better for you at the end of this. I will miss you terribly–something about knowing you aren’t in Fall River makes it worse. But, you are close enough to visit! Love you!

  17. I will pray for your family…and your furry family as well. I love my cats and can’t imagine the hurt that you must be going through. As if the bank issues and moving were not enough…. I know God will find a way to bring you through this, as He does for all who believe!

  18. My prayers are with you, Lori. The greed of the big banks is so terrible. How about working with people? I adore your blog and hope you will have a renewed presence all over soon.

  19. Lori,

    So sorry to hear about all of this. My thoughts and prayers are with you and your family. I too have questioned God about giving me more than I can handle, but I made it through and I know you will too. *HUGS*

  20. My heart breaks for you and your family. I’m sending mental good luck wishes, prayers and hugs!

  21. Lori: Sending a huge hug. Your attitude and acceptance is remarkable. God has plans for us, and sometimes we may not agree or know why, but He will guide and comfort you during this difficult time. You are always in my thoughts and prayers.

  22. My heart goes out to you. I hope that there still is a way that you can still save your home and keep all your cats. If not, then, I hope that settling in is as stress free as possible. Will be praying for all your family to get through this terrible trial.

  23. I’m so sorry you are experiencing such a difficult time Lori, I hope that you can find a way to come out stronger despite such trials. Ill be sending positive thoughts your way

  24. Safe moving. My prayers, thoughts and much energy being sent your way.

  25. I’m sorry to hear about your troubles. And the fact that you will lose your cats as well – how heartbreaking! Recently my family has had quite a few hardships and so I know it’s difficult to have faith that God has everything under control. But I’m JUST beginning to come out on the other side of all my troubles, and now that I can see a light at the end of the tunnel, I can also see all the ways in which my hardships have blessed me. For instance, if I weren’t unemployed, I wouldn’t have been able to take care of my dad when he broke his hip…Yes, things look bad going in, but in the end I think you’ll find the blessings in there too. Good luck!

    My Sunday Salon

    • Thanks Rachel,
      It has been a rough week but I know things will gets better! Glad things are looking up for you!

      Thank you all for keeping me and my family in your prayers. I am drawing in strength from all of you!!

  26. […] I will be visiting as time allows and hope things get back to the usual abnormal next week. If you have no idea what I am talking about, check out Friday’s post. […]

  27. Lori I’m so so sorry that you’re going through this. With the love and support of your family and friends you will come out the other side and I hope it’s not long before you’re re-united with your precious cats. I’m praying for added strength and good to come your way. You’ll be in my thoughts. Hugs

  28. Bless your heart Lori. You are my thoughts and prayers.
    Sue B

  29. Lori, My thoughts and prayers are with you and your family. Please know that Blessings & Joy will still be yours in the coming days and month’s . Life is always a struggle but with GOD. friends and family to uplift and encourage we are never alone.

    I’m so saddened to hear your kitties have to rehomed.

  30. Hi Lori,
    I am so sorry that you and your family have to go through this, but God is with you. Have faith! As I’m writing this, the Bible verse Joshua 1:9 comes to mind, so please take comfort that God has wonderful plans for you. I know you can’t see it right now, but He is leading you to a place where He needs you to be. Don’t lose heart. I pray for you, and that you will get your cats back posthaste.
    Blessings!
    Jackie

  31. Hopefully things will get better for you and your family soon! Take care!!

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